interface PaymentChannelAdapter { public function initiate(PaymentIntent $intent): ChannelResponse; public function capture(string $providerRef): CaptureResult; public function reconcile(ReconBatch $batch): ReconSummary;
} // Tenant guard on every CRM query
$merchant = MerchantModel::forTenant($tenantId)->find($id); Production outcomes
- Daily online payments for consumers and merchants in Singapore & Indonesia.
- Unified CRM for wallet, merchant, and logistics channels on an APAC payments group infra.
- Staged rollout — backward compatible APIs through migration windows.
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